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When selling your Miami condo you can expect to provide the buyer these documents and disclosures

Updated: Apr 10, 2023

Selling a condo in Miami can be exciting and profitable, but it also comes with challenges. As a condo seller, you must comply with Florida law and provide various documents and disclosures to buyers to ensure a smooth transaction. This article will discuss the primary documents and disclosures condo sellers in Miami can expect to be involved with, including the Condo Rider, Seller's Property Disclosure, Condo documents, Florida Condominium Governance Form, and Receipt of Condominium Cooperative Documents. By understanding these documents and their importance and preparing them in advance, sellers can avoid any legal issues and make their condo sale in Miami a success.

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In this article:

Condo Rider - Comprehensive Rider to the Residential Contract For Sale and Purchase

One of the documents you may need to complete as a condo seller in Miami is the Condo Rider. This form is an attachment to the contract for sale and purchase. It covers various essential points related to the condo and its association. These points include:

  • Approval information

  • Right of first refusal

  • Fees, assessments, prorations, litigation

  • Sprinkler system retrofit

  • Non-Developer Disclosure

  • Buyer's request for documents

  • Buyer's receipt of documents

  • Common elements; parking

  • Inspections and repairs

  • Governance form

Seller's Property Disclosure for condos

The Seller's Property Disclosure is a disclosure that is not intended to be an attachment to the contract for sale and purchase. However, as a home seller in Florida, the law requires "a seller of a home to disclose all known facts that materially affect the value of the property being sold and that are not readily observable or known by the buyer".

The Seller's Property Disclosure was created by the Florida Bar and Florida Realtors to help sellers comply with the law. However, this disclosure form may only address some significant issues unique to the property. As the seller, consider what you want to know if you were to buy the property today.

Suppose you're wondering what "materially affects the value of the property being sold, and that is not readily observable to the buyer" means. In that case, it means anything that would cause the home to lose value, such as mold or water, that may not be visible and hidden behind paint or a wall.

1 Johnson v Davis, 480 So.2d 625 (Fla. 1985)

Condo documents that sellers need to provide to buyers

In Florida, when a buyer enters into a contract to purchase a condominium unit, the buyer is entitled to obtain a list of documents at the seller's expense. These documents include the following:

  • The declaration of condominium

  • Articles of Incorporation of the association

  • Bylaws and rules of the association

  • Financial information,

  • Frequently Asked Questions and Answers.

Preparing these documents before listing your condo for sale is the best practice. Typically it is the seller's responsibility to request these documents. The public can access documents such as the Declaration of Condominium, Articles of Incorporation, and the Bylaws on the Miami-Dade County Clerks website.

Florida Condominium Governance Form

The buyer is also entitled to a copy of a Condominium Governance Form. The Florida Condominium Governance Form is a document used to sell a condominium unit in Florida. It is a form provided by the Division of Condominiums, Timeshares, and Mobile Homes of the Department of Business and Professional Regulation (DBPR). It is intended to help sellers comply with the state's condominium law.

The purpose of the Condominium Governance Form is to provide buyers with important information about the condominium association and its governance. It includes information about the association's board of directors, its financial position, and any legal disputes in which the association may be involved. The form also provides information about the association's rules and regulations and any fees or assessments the buyer will pay as a condo owner.

As a condo seller in Florida, you are responsible for presenting the Condominium Governance Form to the buyer. Your agent should promptly provide this document along with all other documents and disclosures based on the contract.

Receipt of Condominium Cooperative Documents

The sellers' agent should provide a Receipt of Condominium Cooperative Documents form for the buyer to sign. This form acknowledges that the buyer has received the Condominium/Cooperative documents and the Governance form. Depending on the type of contact, sellers have specific days to provide these documents. So sending the documents immediately after going under contract and having the buyer sign the Receipt of Condominium Cooperative Documents form is essential. It can help sellers avoid any issues that may arise.


In conclusion, selling a condo in Miami requires sellers to complete specific documents and disclosures to comply with Florida law. These documents and disclosures include the Condo Rider, Seller's Property Disclosure, Condo documents, Florida Condominium Governance Form, and Receipt of Condominium Cooperative Documents. Sellers must understand the importance of these documents and prepare them in advance to ensure a smooth transaction. Providing these documents and disclosures promptly can help sellers avoid any legal issues and give buyers confidence in their purchase. By following the necessary procedures and complying with the law, sellers can successfully sell their condos in Miami.


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